r18novel Chapter 254
Chapter 254
"Young Master, what is this bank?"
While he was stunned, Lei Jun couldn't help but ask curiously.
"Bank, a bank is what ordinary people call a money house. Others deposit spirit stones with us, and we give them a certain amount of interest every month, or if they are short of money, we can lend them spirit stones and collect their interest every month."
As soon as Lin Ye finished explaining, Lei Jun suddenly realized.
"So that's it."
In fact, Lin Ye had already thought about opening a bank before. Through Douyin, he has already controlled the public opinion of the entire Tianyuan Continent.
If he opens a bank again, he can control the economy of the entire Tianyuan Continent. With a two-pronged approach, sooner or later the Tianyuan Continent will become his shape.
It's just that the conditions were not mature enough before, because the first condition for establishing a bank is a stable environment and a mature credit system.
In the past, there were fighting and killing in the Tianyuan Continent, and no one knew when they would die. Now it's different. The most troublesome demon sects have started 996, and the most unstable loose cultivators have things to do. Even the sects will soon become factories.
Of course, what is more important is that the current Sihai Pavilion is large enough and has a great influence, and it is flourishing all over the Tianyuan Continent.
In this case, others can trust you when you open a bank.
"My idea is to open a Sihai Bank belonging to our Sihai Pavilion in every city in the Tianyuan Continent, so that those cultivators can deposit their spiritual stones in our bank. At that time, we can also use these spiritual stones to make other investments to earn more spiritual stones."
"At the same time, we can also use the bank as a basis to further standardize car loans, mortgages, and mobile phone installments."
While turning his chair, Lin Ye continued to talk about his ideas about the bank.
"By the way, we can also launch a credit card business at that time, which will gradually affect the consumption concept of cultivators on the Tianyuan Continent, and amplify their desires little by little, so that they can become moonlighters and card slaves."
"What is a card slave?" Lei Jun asked curiously again.
"Credit card slaves are slaves to credit cards. These monks will have to pay off various loans as soon as they open their eyes. In order to earn spirit stones, they can only focus all their energy on earning spirit stones. You have to know that once the consumption concept is formed, it cannot be changed."
When Lin Ye said this calmly, Lei Jun inexplicably felt a strong chill, the kind of chill from head to toe. Lin Ye in front of him made him feel deeply afraid.
But the more this happened, the more excited he became, because this was what the Demon Sect's Demon Lord should look like.
"Master Demon! You are so sinister!"
"But what if they don't pay back?"
"Don't pay back? What should we do? If they don't pay back, they will all be sent to work in the Demon Sect's factory. After they die, they will be refined into zombies and continue to grow tobacco. They will be allowed to enter reincarnation only after the debts are paid off!"
"In addition, find a few powerful sects to let them do the debt collection work. As long as the spirit stones are enough, many people will rush to do it. As long as he is still in Tianyuan Continent, we can figure out where he is hiding."
"That's right, I almost forgot that we are the Demon Sect." Lei Jun said with an embarrassed look.
"Okay, the third generation of Tianji will not be released for the time being. It will be released after the construction of Sihai Bank is completed. If the banking business is promoted well, the insurance business can also be promoted at the same time. At that time, the cultivators in Tianyuan Continent will have a new employment direction."
"Insurance? What is this?"
"Don't worry about this for now. First, find a way to build the system of Sihai Bank. I will tell you the specific details of Sihai Bank."
Lin Ye began to popularize some knowledge about banks to Lei Jun, including how to carry out some banking businesses, how to set the interest rates and interest rates of deposits and loans, how to absorb deposits, and how to promote financial products.
From various financial theories to the decoration of bank branches and the training of tellers, how many barrels of soybean oil are given for how many spirit stones are deposited, it took several hours.
During this period, Lei Jun found a few more people to listen together.
The whole process was full of admiration, and Lin Ye was a little flattered.
"Hehe, luckily I studied business management in my previous life, marketing, macroeconomics, international trade, international finance, human resources, etc. I wonder who will say that business management is a rubbish major and it is difficult to find a job. I am shining in the other world now."
As he spoke, Lin Ye pulled out the modern economics knowledge in his mind, and then recorded it in a jade slip and threw it to Lei Jun.
"Okay, you can arrange a group of people to study these things carefully, and also hurry up."Build the first branch of Sihai Bank in Jujing City."
"I will arrange for people to find a way to make ATMs and bank cards."
"Yes! Young Master!"
"Dismiss!"
With Lin Ye's order, Sihai Pavilion immediately began to prepare for Sihai Bank.
Only three days later, a magnificent glass curtain wall building appeared in the most prosperous area of Jujing City, not far from Yida Plaza.
The decoration began on the first day of its completion, and on the second day, four huge gold-plated characters were hung on the top of the building - Sihai Bank.
Since Sihai Pavilion did not make any official publicity, when Sihai Bank appeared in Jujing City, it instantly attracted the attention of many monks.
Everyone was guessing what Sihai Bank did, but Sihai Pavilion never responded from beginning to end.
Until this day, a message about Sihai Bank suddenly appeared on Douyin and Penguin Video. In the advertisement, Tang Seng and his disciples set out from the Tang Dynasty, trekking through mountains and rivers, and their money ran out. Sun Wukong, Zhu Bajie, Sha Seng and the white dragon horse all chose to go on strike because Tang Seng could not send out spiritual stones. Even Sun Wukong's somersault cloud and golden hoop could not be activated because there were no spiritual stones. The Journey to the West team was about to face the biggest crisis, and suddenly a Sihai Bank appeared in front of them. After seeing the Sihai Bank, Tang Seng was instantly overjoyed and walked in. When he came out again, he had a lot of spiritual stones in his hands. Not only did he pay the wages owed to Sun Wukong and others, but he also replaced the white dragon horse with the latest Maserati flying car. Seeing this scene, Sun Wukong couldn't help but ask curiously: "Master, where did you get so many spiritual stones? "
As soon as Sun Wukong finished asking, Tang Seng smiled and pointed to the Sihai Bank next to him.
"I borrowed these spiritual stones from Sihai Bank by relying on my identity as the younger brother of the Tang Dynasty. If the sect needs funds to turn over or I need spiritual stones urgently, I will go to Sihai Bank. I can borrow up to one million spiritual stones, and I can borrow more by mortgaging my assets. I will pay it back slowly every month. I don't have to worry about running out of spiritual stones on the journey to the west."
As soon as Tang Seng finished speaking, Sun Wukong ran into Sihai Bank with an impatient look on his face.
When he came out again, the golden hoop was gone, and the somersault cloud turned into a luxury flying car.
Finally, the four people who went west drove their flying cars to the west.
As soon as this magical advertisement was launched, it immediately swept the screens of various applications, and the monks on the Tianyuan Continent were also brainwashed by this advertisement, and they also developed a strong curiosity about Sihai Bank.